The Insurance Information Institute (iii.org) states that 63% of renters do not have renters insurance. Renters insurance covers your personal property in the event of a disaster. Many tenants believe that their landlord's insurance policy will cover the damage to their belongings. Unfortunately, this is not the case. A landlord's insurance will only pay to repair the building itself, not the renter's things. For example, if a pipe breaks under the sink and floods the kitchen, your landlord would be responsible for repairing the pipe and any damage to the structure. As a tenant, you would be responsible for replacing your personal property.
More water damage insurance claims are filed for pipe breaks and plumbing or appliance issues than weather-related causes. Most plumbing failures in the kitchen and the bathroom are easily prevented. If a clog causes a backup and it is not caught right away, the resulting water damage can lead to warped hardwood floors, popping tiles, and wet moldy building materials. Prevent clogs, backups, and pipe breaks by following these easy tips to keep things flowing.
The majority of wildfires are caused by humans1. In 2017, there were 63,546 human-caused wildfires that burned nearly 5 million acres.2 Natural wildfire outbreaks are typically started by lightning strikes igniting dry vegetation during periods of drought. We see many calls for fire damage restoration caused by brush fires in the dry New England summer months. Oftentimes, these fires begin with the property's shed and quickly spread to surrounding homes. You can help protect your home and community by preparing ahead. These tips review the top causes of wildfires.
Providence Home Overwhelmed with Hoarding and Mold
Hoarding is a complex anxiety disorder that makes it difficult for someone to discard or part with items. At ServiceMaster Dynamic Cleaning we work with people battling a hoarding disorder to help them restore their homes and their lives. Our trained professionals execute a proven process to help people affected by hoarding and overwhelming clutter to clean out a home and continue to move towards a clutter-free life.
When the temperatures soar and the humidity reaches oppressive levels in New England, many homeowners retreat inside to the air conditioning. Keep your central air conditioner unit in top shape with routine maintenance to avoid water damage with these tips.
Why do AC units leak?
The most likely culprit of water damage from a central AC unit is condensation. Condensation forms when the unit pulls warm, humid air in for the cooling process. The liquid created by the condensation is directed to the drain pan and then released through a drain pipeline. If this line gets clogged, the water will back up into the house, causing extensive water damage.
Homeowners can prevent mold growth through everyday measures. Mold thrives in moist environments such as basement and bathrooms. The most effective way to keep mold from growing in your home is to monitor the humidity level by using a dehumidifier and/or air conditioner during the warm humid months. Additionally, homeowners can control mold growth by using exhaust fans in the kitchen and bathrooms. But what happens when you can't control the moisture caused by a roof leak, appliance failure, or a groundwater flooding? The key is to act quickly to prevent mold growth after a water damage loss.
Commercial Property Disaster Preparation
Is your business prepared for a disaster? According to the Massachusetts Emergency Management Agency (MEMA), 40% of small businesses do not reopen after a disaster. There are simple steps that you can take to make things easier to recover after a fire or water damage loss. Act quickly and follow these preventative tips from the Restoration Industry Association.